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Offering Quality Care & Coverage Since 1974. At Florida Health Care Plans, we believe in providing reliable health insurance plans coupled with high-quality, integrated care. We are a local company with deep roots in our community. FHCP is dedicated to giving back to our community, which is why we offer a range of educational programs designed to promote optimal health and wellness. And, to support ongoing health, we offer our members an extensive list of comprehensive, straightforward insurance options for individuals, families, and groups. Please visit us at www.FHCP.com
Merrill Lynch Wealth Management
Gary Smith, CLU, ChFC
Wealth Management Advisor
Portfolio Advisor
Understanding your life priorities is an important part of how I work with the clients I serve.  It's not just about markets and returns, it's about what matters most to you.  I welcome the opportunity to show you how we can work together to create a financial approach designed around you, your goals and your aspirations.
Merrill Lynch Wealth Management, 824 Highway A1A North, Suite 200, Ponte Vedra Beach, FL 32082     904-273-3892     800-937-0267 x 3892
gary_smith1@ml.com     fa.ml.com/gary_smith1
Orthopaedic Associates of St. Augustine
Orthopaedic Associates of St. Augustine has been serving our community for over 20 years.
Our physicians are all Fellowship trained and experts at what they do.
From sports injuries to joint replacements, Orthopaedic Associates of St. Augustine offers treatment options that fit your needs. Whether you’re suffering from hand, wrist, elbow, shoulder, knee, hip, ankle or foot pain, we have the right treatment plan that will get you back to enjoying life.
2 Locations: One Orthopaedic Place, St. Augustine, FL 32086 & 3055 CR-210 West, Suite 110, St. Johns, FL 32259 (904-825-0540)
SPF Wealth Management
UBS Financial Services Inc. 
With so much at stake when it comes to protecting everything you've worked so hard to achieve, it never hurts to get a second opinion about your financial future. At SPF Wealth Management, our approach starts by understanding your life and what you want to accomplish. Then we work together to create a framework designed to give you the confidence to do what matters most, no matter what the markets are doing.
We want to help ensure you have all you need for today, tomorrow and for generations to come. Let's start the conversation.
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